Mortgage Scenario Builder — Configuration

Edit default rates, DTI bands, score weights, loan-program assumptions, and disclaimers. Do not use AI-generated values for current rates or program rules.

Interest Rate Settings

DTI Scenario Bands (back-end DTI as decimal)

Readiness Score Weights (must sum to 1.0)

Sum: 1.00 ✓

Houston Area Defaults

Disclaimers

Loan Program Assumptions (JSON)

Edit loan-program assumptions as JSON. Each program: key, name, minDownPct, minCreditBand, pmiRate, pmiAppliesWhenLtvAbove, fundingFeePct, maxDti, advantages, considerations, sourceName, sourceUrl, effectiveDate, lastReviewed.