Mortgage Scenario Builder — Configuration
Edit default rates, DTI bands, score weights, loan-program assumptions, and disclaimers. Do not use AI-generated values for current rates or program rules.
Interest Rate Settings
DTI Scenario Bands (back-end DTI as decimal)
Readiness Score Weights (must sum to 1.0)
Sum: 1.00 ✓
Houston Area Defaults
Disclaimers
Loan Program Assumptions (JSON)
Edit loan-program assumptions as JSON. Each program: key, name, minDownPct, minCreditBand, pmiRate, pmiAppliesWhenLtvAbove, fundingFeePct, maxDti, advantages, considerations, sourceName, sourceUrl, effectiveDate, lastReviewed.