All-In Monthly Cost Tool

Your Real Monthly Cost
in Houston.

Not just your mortgage — everything you'll realistically pay each month. Mortgage, taxes, utilities, insurance, commute, and more.

"Don't guess your cost — calculate it."

Home Details

$450,000
$150,000$1,500,000
20.0%
3.0%50.0%
6.8%
4.0%10.0%
2.2%
1.5%varies by area
$100
$0$0 if none

Utilities

$180
$60summer peak ~$300+
$80
$30$200
$40
$0many Houston homes are all-electric
$70
$40$150

Home Insurance

Auto-estimated at 0.35% of home value / yr

$131/mo

Lifestyle Costs

20 mi
0 miround-trip × 21 days
$400
$0flat monthly estimate

Estimated Monthly Cost

$4,337

Estimated yearly: $52,048

Monthly Breakdown

Mortgage

$2,335

Property Tax

$825

Utilities

$370

Insurance

$131

HOA

$100

Lifestyle

$576

Mortgage (P+I)$2,335
Property Tax (2.2%)$825
Home Insurance$131
HOA$100
Utilities$370
Commute (20 mi)$176
Car Expenses$400
Total$4,337

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